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Understanding contingency insurance for health and safety issues contingency insurance for health and safety issues refers to specialized coverage designed to protect businesses and organizations from unforeseen events that may compromise public health and safety These include temporary or permanent disability, accidental death and dismemberment, travel, medical and contingent contract protection insurance. This form of insurance addresses various liabilities arising from accidents, injuries, or damages that can occur in the workplace.
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Risk appetite chris rackliffe, head of contingency and accident & health, claire atley, senior underwriter and tom stoyle, senior underwriter at arch insurance international share our main areas of focus, our key territories in which we underwrite business, plus our approach to doing business with our broker partners. Accident & health direct & facultative ark’s specialist accident and health underwriting team offers a wide range of personal accident and illness coverages Introduction accidents and contingencies are unforeseen events that can disrupt our lives and finances
Insurance is a way to protect ourselves from the financial impact of these events
Accident insurance and contingency insurance are two types of insurance that provide coverage for unexpected situations While both types of insurance offer protection, they have different attributes that make. Coverage is available if death, accident or illness, or unavoidable travel delay of a key person results in the cancellation, abandonment, postponement, interruption, curtailment or relocation of an event Whether producing a film or theatre event, involved in sports activities or arranging business or leisure travel for employees, contingency insurance could provide protection from the impact of disruptive weather or incapacitating accidental injury or illness.
Our contingency team is a recognised lead market in lloyd’s and we are able to offer extensive knowledge and significant capacity We offer three main products and are also able to offer specialist cover for diverse and esoteric risks. From loss of licence to critical illness of key employees, we provide tailored, reliable insurance and risk management solutions to protect both your people and your business Lockton’s dedicated accident and health insurance team takes the time to understand your unique needs, delivering reliable, tailored cover that responds effectively the moment you need it.
